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Safety Guide

Practical tips to protect your money when you lend, buy or invest, and what to do if you've already been cheated.

Lending money to someone

  • Lend only what you could afford never to get back.
  • Write down the amount, date and promised return date, and get them to confirm it by message.
  • Send money through bank or mobile wallet, not cash, so there is a record.
  • Be careful with sudden emergencies, hospital bills or pressure to send money "right now".
  • Search their phone number here before you send anything.

Buying from Facebook and online shops

  • Prefer cash on delivery. Be careful with pages that insist on full advance payment.
  • Check how old the page is, and whether reviews and comments look real or were recently deleted.
  • Prices far below market are the most common bait.
  • Ask for a live video of the product, not only photos.
  • Search the page link and the payment number here before paying.

Spotting fake pages and impersonation

  • Compare the page link with the brand's official website.
  • Fake pages often have few posts, recent creation dates and copied photos.
  • Real companies never ask you to pay to a personal mobile wallet number.
  • If a "friend" asks for money by message, call them on a number you already know.

Investment and "double your money" offers

  • Guaranteed or very high returns are the clearest sign of fraud.
  • Early small payouts are designed to make you invest more.
  • Never pay to join a "trading group" or to withdraw your own profits.

Job, visa and advance payment offers

  • Real employers do not charge you for a job.
  • Verify visa agents with the official authority before paying any fee.
  • Never pay to "hold" a flat or item before you have seen it in person.

Already sent money?

  1. Call your bank or mobile wallet provider immediately. Some payments can be stopped if you act fast.
  2. Save every chat, call log, profile link and payment receipt. Take screenshots before they delete anything.
  3. File a complaint with your local police station or national cybercrime unit.
  4. Report it here so the next person searching gets warned.