Unpaid loans: borrowed money that never came back

Warning signs

• Urgency: they need the money today and promise to return it within days.
• The story changes when you ask questions.
• They borrow from several people in the same circle.
• They ask you to keep it secret from friends or family.

How to stay safe

1. 1 Lend only what you could afford never to get back.
2. 2 Get the amount and the return date in writing (a message is enough).
3. 3 Search their phone number here before you send anything.